1. Introduction

Welcome to PMSwala! Your privacy is important to us. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you use our web app available on the Play Store. By accessing or using PMSwala, you agree to the terms of this Privacy Policy.

2. Information We Collect

a. Personal Information:
We collect personal information you provide directly, such as:

• Account Information: Name, email address, and phone number when you register or update your account.

• Communications: Any information you provide when you contact us for support or feedback.

b. Usage Data:
We collect data about your interactions with PMSwala, including:

• Log Data: IP addresses, browser types, operating systems, and timestamps.

• Activity Data: Actions taken within the app, including features used and interactions.

c. Device Information:
We collect information about the device you use to access PMSwala, such as:

• I. Device Identifiers: Unique device IDs and model information.
• Operating System: Information about the operating system version and settings.

3. How We Use Your Information

• To Provide and Maintain Services: To deliver, maintain, and improve the functionality of PMSwala.
• To Communicate: To send you updates, notifications, and support-related communications.
• To Personalize Experience: To tailor content and recommendations based on your preferences and usage patterns.
• To Analyze Usage: To analyze app usage and trends to enhance performance and user experience.
• To Ensure Security: To detect, prevent, and address technical issues and unauthorized activities.

4. Refund Policy : “Early Withdrawal Clause”

In the event that an investor chooses to withdraw their capital before the agreed maturity period, the company reserves the right to deduct a 2% early exit fee from the total capital amount. The remaining balance will be returned to the investor accordingly

5. How We Share Your Information

We do not sell your personal information. We may share your information in the following circumstances:

• Service Providers: With third-party vendors who provide services on our behalf, such as analytics, customer support, and infrastructure. These parties are contractually obligated to protect your information and use it solely for the purposes we specify.
• Legal Obligations: When required by law, or to respond to valid legal processes, such as a subpoena or court order.
• Business Transfers: In connection with a merger, acquisition, or sale of all or a portion of our business, where your information may be transferred as part of that transaction.

6. Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no security system is impenetrable, and we cannot guarantee the security of your information.

7. Your Rights and Choices

• Access and Correction: You may access and update your personal information through the app settings or by contacting us directly.
• Opt-Out: You can opt out of receiving promotional communications by following the unsubscribe instructions provided in those communications.
• Data Deletion: You may request the deletion of your personal information by contacting us. We will take reasonable steps to delete your information unless we are required to retain it by law.

8. Children’s Privacy

PMSwala is not intended for use by individuals under the age of 13. We do not knowingly collect or solicit personal information from children under 13. If we become aware that we have collected such information, we will take steps to delete it.

9. International Data Transfers

If you are accessing PMSwala from outside [Your Country], please be aware that your information may be transferred to and processed in [Your Country]. By using our app, you consent to the transfer of your information to [Your Country] and its processing in accordance with this Privacy Policy.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

11. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

• Email: support@pmswala.com
• Address: Level 1, Spacion Business Centre, Spacion Towers, 2 & 5, next to The Westin Hotel Road, Vittal Rao Nagar, HITEC City, Hyderabad, Telangana 500081

Thank you for using PMSwala!